This year we are focusing on what matters: Our first car, home, and child. I also want us to adopt our siblings and take care of our mother. Some people might think this is a lot for someone in their early 20s to worry about, but this is what I want. This year we will be more disciplined because we won’t have anything if we are not financially mature. Money never held any importance to me until I accepted that I need it to do all the things I dream of. For our dream to become reality, we must take care of ourselves, our minds, and our money before we even think of caring for others or things. I truly believe we can accomplish all of this, I just need to block out all the judgment from others and myself and stop moving through life in fear. I wish I could be more like you. You help me realize I’m the best I’ve ever been every day, even on the bad days. You make me feel like I can do anything I put my heart and mind to. Because of you, I am unstoppable and I am thankful for every path you have guided me through and will guide me through soon.